What Is the United Precious Metals Association?
A Secure, Modern Platform to Save, Spend, and Managed Precious Metals WealthWhat Is the United Precious Metals Association (UPMA)?
The United Precious Metals Association (UPMA) is a nonprofit cooperative that offers its members a unique way to save, spend, and manage wealth using physical gold and silver—specifically, U.S. legal tender coins and Goldbacks. Founded in 2011 following the Utah Specie Legal Tender Act, UPMA empowers individuals and businesses to operate on a gold- and silver-backed monetary system while enjoying modern conveniences like digital access and debit card spending.
Key Features of UPMA
1. Gold & Silver Accounts with 0% Buy/Sell Spread
Unlike traditional dealers who charge significant premiums when buying or selling precious metals, UPMA members can buy and sell gold and silver coins at the same daily rate, up to $10,000 per month. This 0% spread makes it easier to preserve wealth without losing value on each transaction.
2. Free Goldback Accounts
UPMA offers free vaulting for Goldbacks—gold-embedded, spendable currency notes. Members can store Goldbacks securely without paying any vaulting, insurance, or membership fees. Goldbacks can also be withdrawn and shipped or used for transactions with participating merchants.
3. Linked Visa Debit Card
Members can link their gold, silver, or Goldback holdings to a Visa debit card, allowing them to spend their precious metals like traditional currency. This feature bridges the gap between sound money and everyday usability.
4. Flexible Deposits and Withdrawals
UPMA accounts can be funded via check, wire transfer, ACH, or even physical delivery of precious metals. Members can request physical delivery of their holdings at any time, ensuring full control over their assets.
5. Earn Interest with Metal Leases
Members can lease their vaulted gold or silver to earn interest, providing a way to grow their holdings over time. This program offers competitive returns while maintaining the security of physical precious metals.
How UPMA Supports Goldback Users
UPMA is a key partner in the Goldback ecosystem. Members can:
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Order Goldbacks Directly: Access various denominations and series.
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Store Goldbacks for Free: Enjoy complimentary vaulting services.
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Spend Goldbacks Easily: Use the linked debit card or transfer to other members.
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Access Exclusive Promotions: Benefit from special offers and programs.
This integration makes UPMA an ideal platform for both collectors and everyday users of Goldbacks.
Getting Started with UPMA
Opening a UPMA account is free, with no minimum balance requirements. The platform is user-friendly, offering an online dashboard to manage holdings, track market prices, and execute transactions. Whether you’re a seasoned investor or new to precious metals, UPMA provides the tools to manage your wealth with confidence.
Get started today, click the link to sign up for an account at UPMA.org.
“Of all the contrivances for cheating the laboring classes of mankind, none has been more effective than that which deludes them with paper money.”
-Daniel Webster
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Daily Exchange Rates
Stay up to date with the latest Goldback® and UPMA exchange rates, refreshed daily and accompanied by 7-day, 30-day, and 52-week high/low data.
Historical Price Data
Dive into over three years of Goldback® price history—perfect for research, analysis, or simply satisfying your curiosity about gold’s performance.
Educational Materials
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Disclaimer: Royal Leo Holdings, LLC and GoldbackInfo.com are not registered financial advisors. All content on this site is provided for informational and educational purposes only and represents our own opinions—not financial advice. You should consult a qualified professional before making any investment decisions. Royal Leo Holdings, LLC and GoldbackInfo.com are not affiliated with, sponsored by, or endorsed by Goldback, Inc. or the United Precious Metals Association.
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